WRONG RESULTWrong result
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FINANCE & ACCOUNTING · GOOGLE SHEETS
Verified by JosephineReviewed July 25, 2026✓
FV
calculate the future value of an investment.
Use FV to project the future value of monthly savings. This guide shows the exact structure, a working example and the mistakes most likely to break it.
Verified by JosephineReviewed July 25, 2026✓THE FORMULA
=FV(rate, number_of_periods, payment_amount, [present_value], [end_or_beginning])A
ratereturn per period
B
number_of_periodsperiods invested
C
payment_amountrecurring contribution
D
present_valuestarting balance
TRY IT YOURSELFChange the sheet.
Change the sheet.
Watch the answer update.
Edit any highlighted cell below. The example recalculates immediately.
| A · INPUT | B · VALUE | |
|---|---|---|
| 2 | ||
| 3 | ||
| 4 | ||
| 5 |
RESULT
$31,634.86Updates liveTry changing a value above. This example runs entirely in your browser.
IN PLAIN ENGLISHHow the formula
How the formula
thinks.
- 01
ratereturn per period
- 02
number_of_periodsperiods invested
- 03
payment_amountrecurring contribution
- 04
present_valuestarting balance
COMMON FIXESWhen FV
When FV
doesn’t behave.
FORMULA PARSE ERRORFormula parse error
Check commas, quotation marks and closing parentheses. Your locale may use semicolons instead of commas.
UNEXPECTED BLANKSUnexpected blanks
Test the source cells for hidden spaces, empty strings and inconsistent data types.